My Car Was Stolen While Out of State Is It Covered On My Car Insurance?

Reader’s Question:

I have full car insurance coverage on my vehicle in Austin Texas, but the vehicle was stolen in a different state from where my car is insured, is it covered?

Grey

Austin, TX

It will depend upon the terms of your car insurance policy and the details of why your vehicle was out of state to know if your vehicle that was stolen will be covered by your car insurance policy.

If you were visiting out of state and your vehicle was stolen then yes, this incident normally would be covered by your comprehensive coverage on your car. So you would make a an insurance claim with your insurance company and tell them of your trip out of state and that the car was stolen while away from your home state.

Another situation is that you are a college student and have your vehicle out of your home state in Austin Texas and it was stolen from the state in which you attend college. As long as your insurance carrier was aware of where you and your vehicle were located and accepted this then normally you would not have issues making your car insurance claim for your stolen car.

Whatever the situations are that surround your car being stolen contact your insurance carrier and see about making an insurance claim. Once you have been assigned an insurance claims adjuster then he or she should be able to provide you more information on if the car insurance claim will be accepted or be denied