I am moving to New Jersey from Austin TX. Do I need to report all my tickets from Austin when applying for New Jersey car insurance?

Jay

Austin, TX

Yes, if the insurance provider is requesting information going back a certain number of years and at this time frame you received tickets in Austin, and were convicted of these infractions, then you would need to include them on your application for New Jersey auto insurance.

If you have recently moved from Texas to New Jersey then the insurance provider will pull your driving record for both states since the CA MVR does not go that far back and your Texas record will show them more of your driving record for the past several years for them to rate on.

So if you forgot to include these infractions that are on your Texas driving record and your insurance providers sees them after pulling your Texas MVR then your insurance rates may increase due to this new information about your driving record that they find out. Therefore to get a more accurate rate quote for your New Jersey car insurance you should include these tickets you were convicted of in MI to the insurance carrier when applying for a policy.

Can I get a license in Austin Texas even though I have suspended license in Pennsylvania?

Victor

Austin, TX

According to the Texas Department of Public Safety (DPS), a person who has a suspended driving status in another state is not eligible for the issuance of a Texas license. If an adverse driving status appears in another state after the issuance of a Texas license, your Texas license will be cancelled. You can read this in Texas Transportation Code under section 521.201 and 37 Texas Administrative Code section 15.87 (2).

Therefore, it would not appear that you would be able to get a Texas driver’s license while your Pennsylvania license is still suspended. You would need to take care of this or wait out your suspension and get your PA license reinstated in order to apply and obtain a TX driver’s license.

The Texas DPS would check with the National Driver Register (NDR) and would be able to see that your Pennsylvania license was suspended as part of the licensing process so there is no way to apply and obtain a TX license without informing them of your current licensing status in PA.

I live in Austin, Texas and I got a speeding ticket in Toronto, Canada. Will this affect my driving record and insurance in Austin Texas?

Jimmy

Austin, TX

All provinces in Canada have a reciprocal agreement with Ontario regarding traffic violations. Ontario (which is the providence that Toronto is in) also has a reciprocal agreement with 41 states and that includes Texas.

To get information if part of this reciprocal agreement is to report to the Texas Department of Public Safety (DPS) the out of country ticket, you may contact the DPS directly.

The DPS should also be able to inform you if this ticket will be put on your TX driving record. If it is placed on your driving record then your insurance provider could see it and depending upon their rating system it could affect your insurance rates.

If your premiums do go up because of this ticket, you can shop around for car insurance online by getting comparison rates.