Will an Out of State Ticket Effect My Austin Car Insurance Rates?

May 23, 2008 by maricar · Leave a Comment
Filed under: Traffic Tickets 

Reader’s Question:

I live in Austin, Texas and I got a speeding ticket in Toronto, Canada. Will this affect my driving record and insurance in Austin Texas?

Jimmy

Austin, TX

All provinces in Canada have a reciprocal agreement with Ontario regarding traffic violations. Ontario (which is the providence that Toronto is in) also has a reciprocal agreement with 41 states and that includes Texas.

To get information if part of this reciprocal agreement is to report to the Texas Department of Public Safety (DPS) the out of country ticket, you may contact the DPS directly.

The DPS should also be able to inform you if this ticket will be put on your TX driving record. If it is placed on your driving record then your insurance provider could see it and depending upon their rating system it could affect your insurance rates.

If your premiums do go up because of this ticket, you can shop around for car insurance online by getting comparison rates.

 

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